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Textile Store

Income Generation Loan

Fuel Your Dreams. Build Your Future.

At ROINS GROUP, we believe in empowering individuals to become financially independent. Our Income Generation Loan is designed to support small entrepreneurs, self-employed individuals, and families looking to start or expand their income-generating activities.

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Key Features:

  • Tailored for micro and small business needs

  • Loan amounts based on activity and potential

  • Easy documentation and fast processing

  • Weekly or monthly repayment options

  • No collateral required

  • Doorstep service and regular follow-up support

Income Generation Loan Ideal For

Experience financial services that put you first—with guidance, clarity, and compassion every step of the way.

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Document Required

  • KYC Documents (AADHAR, Voter ID, PAN Card, Driving License etc.)

  • Passport Size photo

  • Letter of Sponsorship from the Sponsoring agency.

  • JLG Membership Form

  • Loan Application Form

  • Mutual Liability Agreement

Fees & Charges

  • No loan Processing fee/ Documentation Charges/inspection charges will be levied if the per member exposure is up to Rs. 10,000/-.

  • File and insurance charges 4% of the loan amount

Implementation

  • The scheme is to be implemented by Channel Partners and NBFC-MFI or similar Financial Institutions in rural and urban areas.

Rate of Interest & Repayment Period

  •  To NBFC-MFI or similar Financial Institution               ( 8 % p.a. )

  •  Repayment Period                                                                        ( 5 Year )

Note : Timely payment rebate on annual basis @1% to be equally appropriated between Channel Partners and Beneficiaries

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