top of page
ROINS GROUP

Personal Loan

Support When You Need It Most

At ROINS GROUP, our Personal Loan is designed to meet your urgent or essential financial needs—whether it’s for education, healthcare, home repairs, or family events. With a simple process and flexible repayment options, we make access to funds easy and stress-free.

Happiness Pose

Key Features:

  • Loan amounts suited to your needs

  • Builds your personal credit profile

  • Minimal documentation and easy processing

  • Flexible repayment options

  • Fully transparent terms and conditions

  • Doorstep service available

  • Direct support for everyday life needs

Our Team.

This is your Team section. It's a great place to introduce your team and talk about what makes it special, such as your culture and work philosophy. Don't be afraid to illustrate personality and character to help users connect with your team.

2.png

Document Required

  • KYC Documents (AADHAR, Voter ID, PAN Card, Driving License etc.)

  • Passport Size photo

  • Letter of Sponsorship from the Sponsoring agency.

  • Membership Form

  • Loan Application Form

  • Mutual Liability Agreement

Fees & Charges

  • No loan Processing fee/ Documentation Charges/inspection charges will be levied if the per member exposure is up to Rs. 10,000/-.

  • File and insurance charges 4% of the loan amount

Implementation

  • The scheme is to be implemented by Channel Partners and NBFC-MFI or similar Financial Institutions in rural and urban areas.

Rate of Interest & Repayment Period

  •  To NBFC-MFI or similar Financial Institution               ( 9% p.a. )

  •  Repayment Period                                                                        ( 5 Year )

Note : Timely payment rebate on annual basis @1% to be equally appropriated between Channel Partners and Beneficiaries

bottom of page